Experience matters.

WJA knows the consumer credit industry inside and out. Their team has decades of industry knowledge that gives their customers the best change at improving their credit scores while simultaneously aiding them in achieving their financial goals.

WJA utilizes HIPAA, Fair and Accurate Credit Transactions Act (FACTA), The Fair Debt Collection Practices Act (FDCPA), and The Fair Credit Reporting Act. This is done on top of having a custom tailored attorney back credit restoration program.

Going above and beyond.

Not only do we work to remove negative items – we also help you build POSITIVE credit by guiding you to establish new trade lines, revolving accounts, and installment accounts that will balance out your credit portfolio. We will educate you on the most effective use of those lines of credit, as credit tools.

WJA will only fight to remove negative credit items, while also assisting in building positive lines which is vital to have a good healthy credit score.

Steve will be your direct point of contact.

As your personal mentor and credit analyst, Steve will be with you to guide you through the entire process. You do not have to worry about speaking with a different person each time you contact WJA.

You will be kept up-to-date on a regular basis so that you always know what items have been deleted, what items remain, and where your credit scores have risen to.